While facing a cash crunch or emergence of sudden requirement of cash, do you have the same queries that I need 30,000 rupees loan urgently, then you must be stressed. There are multiple lenders that provide instant loans. You can borrow easily, especially when you have a higher credit score and sufficient poof for the income. The personal loan is available for the salaried person and self-employed as well, where the application process for the personal loan is easy and it is also available with easy repayment and flexible tenure. So, let’s know the steps to get a personal loan where you will be able to apply and get the personal loan.
What is a 30,000 Loan Without Income Proof?
While talking about loans without income proof, it must be considered that the 30,000 loan without income proof is approved based on the PAN and Aadhar card, because the lender can get the transactional history of the customers by checking credit score only. Once, it is approved, i.e., based on the credit score and income, there are no requirements for other documents. Therefore, a loan without income proof means, that while applying for the personal loan, you can proceed with the PAN and Aadhar card only.
Steps to Apply for a 30,000 Loan Without Income Proof
There are multiple steps while applying for a loan where you have to follow these steps chronologically and these are:
Go to the lender’s website and application page by clicking Apply Now
Enter your loan amount and personal details
Accept the terms and conditions after checking all the policies
Get the approval and verification for loan amount
Receive the amount in your account and use them as per your needs
Repay the amount as per the tenure
Features and Benefits of a 30,000 loan
A 30,000 loan on an Aadhar card is available with enormous features and benefits, and you must be eligible to grasp these features and benefits. And these are
Fast Approval: The approval process is fast and is done after a satisfactory verification
Easy Application: The loan application is available all the time and is easy to access. It has 24x7 availability where you can send your application.
No-collateral: there are no requirements for collateral, especially while getting an unsecured loan.
Minimal Documentation: you don’t have to submit your original documents, especially while applying for a 30,000 loan without income proof because your PAN and Aadhar will be enough to manage all these.
Flexible tenure with easy repayment: It can be flexible in repayment, especially when you choose a loan with affordable tenure and it makes your repayment easy.
Competitive Interest: The competitive rate of interest will allow you to choose the loan for the affordable rate and repayment options.
Eligibility criteria for a 30,000 loan without income proof
The eligibility criteria for a 30,000 loan depends on various parameters, especially on income and credit score and apart from that, age, nationality, and documents also matter for the loan. So factors ensuring eligibility criteria are
Income: Since you are willing to borrow a 30,000 loan without income proof you must have a minimum salary of 35000 so that you can repay the loan amount, especially in multiple EMIs.
Credit Score: Your credit score must be at least 700 or up to 750 to get instant approval and disbursal.
Nationality: you must have Indian nationality
Document: You must have an Aadhar card, PAN card, Salary slip, Bank statement, ITR and utility bills,
Conclusion
If you have a similar desire that I need a 30,000 loan urgently and you are an eligible customer as per the income and credit score, then, you can easily apply for the loan and get the approval shortly. However, it depends on the lender’s satisfaction where they might have requirements for some additional documents. In that case, you might have to send your documents as per the lender’s demand. Therefore, getting a 30,000 loan without income proof is easy and affordable with certain terms and conditions. If you find yourself eligible, you can apply and get the loan shortly.
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